This notice is a special supporting policy for the implementation of the State Council's urban renewal action and old community transformation work, covering the whole-process financial services for elevator installation projects in existing residential buildings nationwide. The core financial support measures of the notice include: first, optimizing the housing provident fund support policy, clarifying that employees can fully withdraw the housing provident fund of themselves, their spouses and immediate family members to pay the personal share of the cost of elevator installation in existing residential buildings, canceling the withdrawal limit, simplifying the withdrawal process, and realizing "online processing throughout the whole process and completed on the same day"; second, launching special credit products for elevator installation, encouraging commercial banks to develop exclusive credit products for elevator installation in existing residential buildings, providing medium and long-term special loans for elevator installation projects with a maximum loan term of 15 years, the loan interest rate not exceeding the 同期 LPR (Loan Prime Rate), and focusing on supporting large-scale elevator installation projects organized by the government; third, increasing the support for inclusive finance, encouraging financial institutions to provide unsecured, low-interest personal credit loans for resident families installing elevators, simplifying the approval process and lowering the financing threshold; supporting elevator production and installation enterprises to apply for inclusive working capital loans with government procurement contracts and project contracts to ease the capital pressure of enterprises; fourth, improving the insurance guarantee system, encouraging insurance companies to develop exclusive insurance products such as elevator installation project quality insurance, liability insurance, accident insurance and operation and maintenance insurance, establishing an integrated guarantee mode of "insurance + service + operation and maintenance", and reducing the engineering risk and subsequent operation and maintenance risk of elevator installation projects; fifth, broadening the fund raising channels, encouraging the adoption of a diversified fund raising mode of "government subsidy + resident share + social capital + financial support", supporting social capital to participate in the investment, construction and operation of elevator installation projects, and promoting the market-oriented installation mode of "construction and management on behalf of others, shared benefits"; sixth, strengthening risk prevention and control and supervision, requiring financial institutions to strictly implement credit risk management requirements, standardize the use of loans, and strictly prohibit the misappropriation of credit funds; establishing an information sharing mechanism for elevator installation projects, and the housing and construction departments and financial institutions share project approval, construction and acceptance information in real time to prevent financial risks. The notice clarifies that by the end of 2027, the financial services for elevator installation in existing residential buildings nationwide will achieve full coverage, and the proportion of projects with financial support for elevator installation will reach more than 80%. It is expected that more than 800,000 new elevators will be installed in existing residential buildings nationwide from 2025 to 2027, which will comprehensively drive the market demand for residential elevators and supporting products for elevator installation in China, and also provide Chinese practical experience for the global export of China's elevator installation technology, products and operation modes.