Core contents of the opinion: First, insurance scope, focusing on promoting 100% insurance for elevators in public gathering places such as schools, hospitals, shopping malls, and stations, and encouraging residential elevators to be fully insured; Second, subsidy support, local governments can include elevator premiums in old community renovation funds, and give premium subsidies of no less than 50% to communities without property management and maintenance funds; Third, rate mechanism, implementing a floating rate of "no claim preference, claim increase", with a maximum 30% reduction in premiums for elevators with no accidents for 3 consecutive years, and a maximum 50% increase for elevators with frequent accidents; Fourth, insurance services, requiring insurance companies to provide an "insurance + service" model, with more than 20% of the premium used for elevator risk investigation, maintenance supervision, and safety training; Fifth, claim settlement guarantee, clarifying the accident claim settlement time limit, small claims arrive within 24 hours, personal injury and death accidents are paid first, to protect the rights and interests of victims.