This opinion covers the promotion of safety liability insurance for all in-service elevators, escalators and moving walks nationwide. The core contents include: first, clarifying the overall development objectives. By the end of 2025, the coverage rate of elevator safety liability insurance for in-service elevators nationwide will reach more than 60%, and the insurance rate of elevators in densely populated places such as hospitals, schools, shopping malls and rail transit will reach 100%; by the end of 2026, the coverage rate of elevator safety liability insurance for in-service elevators nationwide will reach more than 90%, and a safety liability insurance guarantee system covering the whole life cycle of elevators will be fully built; second, clarifying the insured subject and insurance liability, clarifying that the elevator user is the insured subject of elevator safety liability insurance, and encouraging elevator production, installation and maintenance units to insure together; the insurance liability covers the compensation for personal injury and property loss of third parties caused by the elevator operation, elevator accident emergency rescue, medical rescue, legal fees, as well as safety service fees such as safety risk assessment, hidden danger investigation and emergency drill of the insured elevator; third, building a new elevator safety management model of "insurance + service + technology", encouraging insurance institutions to carry out elevator operation data monitoring, fault early warning and risk assessment relying on the elevator IoT intelligent supervision platform, and provide value-added services such as hidden danger investigation, safety training and emergency rescue for insured elevators; promoting insurance institutions to link elevator maintenance quality, failure rate, trapped rate and inspection results with insurance rates, implement differentiated rates, give rate discounts to elevators with standardized safety management and low failure rate, and increase rates for elevators with chaotic management and prominent hidden dangers, forcing elevator user and maintenance units to implement the main safety responsibility; fourth, improving the insurance product and service system, encouraging insurance institutions to develop exclusive insurance products for different use scenarios and different types of elevators, adapting to the differentiated insurance needs of old communities, home lifts, installed elevators and special elevators; simplify the elevator accident claim settlement process, implement the quick handling and quick compensation, advance payment mechanism, improve the claim settlement efficiency, and protect the legitimate rights and interests of accident victims; fifth, strengthening policy support and promotion measures, encouraging local governments to introduce premium subsidy policies for elevator safety liability insurance, focusing on supporting the insurance of elevators in old communities and affordable housing; incorporating the insurance of elevator safety liability insurance into the credit evaluation of elevator user units and the content of special equipment safety supervision, to guide enterprises to actively insure; sixth, strengthening supervision and management and industry self-discipline, the State Administration of Financial Regulation strengthens the supervision of elevator safety liability insurance products and claim settlement services, and severely investigates and punishes illegal and irregular acts such as illegal operation of insurance institutions, delayed compensation and reluctant compensation; the market supervision department strengthens the safety supervision of elevator user and maintenance units, and promotes the full coverage of elevator safety liability insurance; supporting the insurance industry association and elevator industry association to strengthen industry self-discipline, formulate industry norms, and promote in-depth cooperation between insurance institutions and elevator enterprises. The implementation of this opinion has comprehensively improved China's elevator safety risk prevention and control and accident compensation guarantee system, promoted the transformation of elevator safety governance mode from post-disposal to pre-prevention, and also improved the safety management level of the elevator industry, and protected the lives and property safety of the people.